By accessing and using this website, you confirm that you have read and accepted our Terms of Service and Privacy Policy. If you disagree with any of these terms, please leave the site immediately. All content is for educational purposes only and should not be considered professional advice. Any unlawful or unauthorized use of this site is strictly prohibited. Access to certain services or content may require additional terms. All materials, including text, files, and graphics, are protected under copyright law and remain the property of their respective owners. The website is provided “as is,” without warranties of reliability, uptime, or accuracy. We disclaim responsibility for third-party websites linked here. Terms and policies may be updated at any time.